While you may have heard that it is possible to file bankruptcy on your own, there are many different details that go into filing for bankruptcy that can dictate whether or not it is approved. There are those who are able to file their own paperwork and have their bankruptcy approved, but there are those that are denied as well. Should I hire a bankruptcy attorney?
Do You Completely Understand Bankruptcy?
If you do not understand the ins and outs of filing bankruptcy, this can be detrimental to your future financial life. Bankruptcy comes in two main forms, Chapter 7 and Chapter 13, and they each have their own benefits and requirements. A bankruptcy attorney will be able to help you determine which one is best for your particular situation and answer any questions you may have.
Are You Comfortable With Filing Court Documents?
Do you feel comfortable with filing the court documents needed for you to file bankruptcy? These are very detailed oriented papers that have to be filled out correctly for your bankruptcy to move forward. If you are not used to working with the courts and filing these documents, it may be best to leave it to the experts. There is a lot of back and forth between trustees and the person filing. If you are not comfortable with this, then you need to rethink filing bankruptcy by yourself.
Are You Detail Oriented?
If you are not detail oriented, this could spell a denial on your discharge. Everyone makes mistakes, but if you make a mistake on your bankruptcy discharge papers, it could cause your case to be dismissed. While you may do everything possible as far as filing your bankruptcy discharge, it is not something that you do every day like an attorney does. Hiring a bankruptcy lawyer can make all the difference.
Should you hire a bankruptcy attorney? If you want to be sure that everything is filed correctly and that your bankruptcy is approved, a bankruptcy lawyer is your best bet. They know the bankruptcy ins and outs and how to file the discharge papers to get you the results you are looking for. Call a Hawaii bankruptcy lawyer today.